Cedar Point Financial Services, Inc.

Cedar Point Financial Services, Inc.

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Michele Torres

Michele Torres

Financial Services Representative Licensed Assistant

301-863-7071 x8432

mtorres@cpfsinc.org

Contact

Office: 301-862-8063

Toll-Free: 1-800-201-1647 ext. 8463

Fax: 301-863-8196

22745 Maple Road

Lexington Park, MD 20653

cpfs@cpfsinc.org

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

Securities offered through Hornor, Townsend & Kent, LLC (HTK), Member FINRA/SIPC. 800-873-7637, www.htk.com, Cedar Point Federal Credit Union/Cedar Point Financial Services, Inc. is not affiliated with HTK. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.

We are insurance and securities licensed in our resident state of MD, as well as other states. Please contact us for additional listing of licensed states. This is not an offer or solicitation in any state where not properly licensed or registered.

Securities and insurance products are not federally insured by NCUA; are not deposits or other obligations and are not guaranteed by Cedar Point Federal Credit Union; and are subject to investment risks.

http://www.finra.org/brokercheck